We are Budgy ("Company," "we," "us," "our"), a company registered in Switzerland at Chemin du Vallon 20, Sierre, Valais 3960.

We operate the website https://budget-man.vercel.app (the "Site"), the mobile application Budgy (the "App"), as well as any other related products and services that refer or link to these legal terms (the "Legal Terms") (collectively, the "Services").

Budgy – Smart Budget Management Made Simple. Budgy is a lightweight, intuitive web-based budgeting tool designed to help users track their expenses, categorize spending, and gain insights into their financial habits — all in one place. Accessible from any device via browser, Budgy makes personal finance management easy and user-friendly.

These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and Budgy, concerning your access to and use of the Services. You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.

The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country.

We are the owner or the licensee of all intellectual property rights in our Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics in the Services (collectively, the "Content"), as well as the trademarks, service marks, and logos contained therein (the "Marks").

Our Content and Marks are protected by copyright and trademark laws (and various other intellectual property rights and unfair competition laws) and treaties around the world.

The Content and Marks are provided in or through the Services "AS IS" for your personal, non-commercial use only.

By using the Services, you represent and warrant that: (1) you have the legal capacity and you agree to comply with these Legal Terms; (2) you are not under the age of 13; (3) you are not a minor in the jurisdiction in which you reside, or if a minor, you have received parental permission to use the Services; (4) you will not access the Services through automated or non-human means, whether through a bot, script, or otherwise; (5) you will not use the Services for any illegal or unauthorized purpose; and (6) your use of the Services will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Services (or any portion thereof).

You may be required to register to use the Services. You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.

We care about data privacy and security. Please review our Privacy Policy: https://www.freeprivacypolicy.com/live/cc42f2c6-c241-4be9-9ddb-778c79229be8. By using the Services, you agree to be bound by our Privacy Policy, which is incorporated into these Legal Terms.

In order to resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us at:

Budgy

Chemin du Vallon 20

Sierre, Valais 3960

Switzerland

Phone: (+41)799080535

Email: samuelprince0124@gmail.com